Ripple’s former Chief Technology Officer David Schwartz believes XRP will eventually overtake Bitcoin as the world’s largest cryptocurrency. He argued that this scenario would result from XRP growing faster than Bitcoin, not from BTC collapsing.

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Ripple CTO emeritus David Schwartz defended the XRP Ledger after analytics firm Bitquery found that just 793 accounts were responsible for 93.2% of the network’s transaction activity in August 2026. An XRP critic posted the findings on X, saying the accounts were “all bots and spammers” and that less than 1% of XRPL activity came from real human payments.

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