"That's where people get tripped up because no one wants to change their health plan. But sometimes that's a good time to take a look," said Tammy Flanagan.
FILE - A shadow is seen across a Medicare card on June 10, 2024, in Portland, Ore. Majorities of Americans favor forgiving all or some of an individual's medical debt if the person is facing hardships, according to a new poll from the University of Chicago Harris School of Public Policy and The Associated Press-NORC Center for Public Affairs Research. (AP Photo/Jenny Kane)
"We now have the online retirement application. It's not as easy to review ahead of time, but the paper applications are still at OPM.gov," said Tammy Flanagan.
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