"That's where people get tripped up because no one wants to change their health plan. But sometimes that's a good time to take a look," said Tammy Flanagan.
FILE - A shadow is seen across a Medicare card on June 10, 2024, in Portland, Ore. Majorities of Americans favor forgiving all or some of an individual's medical debt if the person is facing hardships, according to a new poll from the University of Chicago Harris School of Public Policy and The Associated Press-NORC Center for Public Affairs Research. (AP Photo/Jenny Kane)
Charlie Craig and David Mullins hold hands as they talk about a U.S. Supreme Court ruling that sets aside a Colorado court decision against a baker who would not make a wedding cake for the same-sex couple as they meet reporters Monday, June 4, 2018, in Denver. The Court has not decided on the larger issue in the case, however--whether a business can refuse to to serve gay and lesbian people. (AP Photo/David Zalubowski)
"We now have the online retirement application. It's not as easy to review ahead of time, but the paper applications are still at OPM.gov," said Tammy Flanagan.